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Never heard of it before. Lending is good, it gives you profit but in a small portion only. Poloniex is also offering that. I think I should explore this site and will try to find interesting features.
It claims it's a secured loan lending platform that can be quite a confusing term to people, but actually how it goes in the platform is just bitcoin exchange. Sellers(they claim it as lender) sell bitcoin with around 15% profit to buyers(borrower who buys bitcoin using credit card or paypal). It may apparently look nice for that profit margin, but there are some high risk with fraudsters there luring out sellers' bitcoin which is vulnerable for charge back.
Anyone who sells bitcoin through the site or any other crytocurrency exchange sites, should be extra careful of charge back, especially when using Paypal for bitcoin exchange. Bitcoin and other cryptocurrencies are REALLY vulnerable for charge back when using Paypal. If a buyer who buys bitcoin from you, claims a charge back through paypal, you would have to return the paid money as well as your sent bitcoin too. Because for bitcoin transaction, there's no proof remaining after a deal since its nature is basically "anonymous transaction" which paypal cannot protect you so much for any of fraudulent or other malicious intention of fraudsters. No proof remains? then your money is gone to the scammer with no way to take it back. And unfortunately, Paypal is the only method that sellers get paid by in xCoins.
There're still some who make money from X coins who are good at dodging off that unpleasant people(scammers).
One of the basic simple rule to avoid scammers from the site or any other trade sites:
"NEVER deal with First-Time buyers" or "New Users". Always look into buyers profile and reputation extra carefully.
I'm trying to learn more about xCoins and how to make money using the platform while I am testing on other digital currency exchange sites as well. I will update more when I learn more about it.
Thanks.
I already tried it but I can't do bitcoin lending yet. Bitcoin loan is also not available in my country. I am also interested to know how lending of bitcoin using xcoins works.
Thanks for sharing. I would love to know more about this site crypto wallet because this is completely new to me. I hope this was trusted and and not a fraud.
I wouldn't use it as a wallet, the fees are astronomical. Deposited $20usd in btc, and changed my mind about the whole lending thing so withdrew it. Ended with $12.00 after fees. Was trying to set up a $20 lender offer, but it said it wasn't active because someone was offering a lower interest rate.
Hi!
Buy bitcoin with credit card at xCoins! Fast approval for new users, instant for repeat clients. Visa, MasterCard, and PayPal are accepted.
It's actually a loan, and there are fees. 20% , but if you have coin to spare you can also loan too. Your first transaction requires identity verification as well.
Best,
Boban
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