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[bell30]

Hello guys.
I have about $12k to invest.
What do you think is the smartest choice for investing?
Crypto, stocks, or something else?
Every opinion will be appreciated.

Thank you.

 

[Riberet19]

I don't think it's interesting. In my country, banks also give 18% interest, but as you said, it should be compared with the inflation rate. The value of money can be halved in a few months, which is a complete failure. I myself do not put money in these banks. $12,000 is a lot of money. I can't give our friend a suggestion, but it's better not to put money in these banks

I understand your position, anyway and leaving aside the issue of banks, $ 12000 is a lot of money, it is true, we should try to diversify it according to my point of view a percentage in low-risk investments, another percentage in other types of moderate risk investments, and a small percentage in high-risk investments if the investor considers them, I think it would be what I would do, but at the end of the day the one who decides is the holder of the money.

 

[Bango]

I understand your position, anyway and leaving aside the issue of banks, $ 12000 is a lot of money, it is true, we should try to diversify it according to my point of view a percentage in low-risk investments, another percentage in other types of moderate risk investments, and a small percentage in high-risk investments if the investor considers them, I think it would be what I would do, but at the end of the day the one who decides is the holder of the money.

Yes we are here to just give our personal opinions and it could be wrong and it could be right but I also agree with you and prefer not to put all my eggs in one basket. 12000 dollars is a lot of money and can be invested in several places

 

[Wisdom01]

You can actually buy cryptocurrency or invest with that amount of money ,but you should learn to take caution , majority have lost a lot particularly from investing ,they were thinking they could actually earn more from cryptocurrency

 

[gammarays]

Yes, I agree with you and I would prefer to work with my money. But we have to see what our friend's opinion is. Does he want to work with the money he has or he just want to get monthly profit from it? Because he said that he just wants to invest

The benefit of investment is that your money earns profit for you without the need of stressing yourself. He can find reliable investment options that are safe and still pay more than 20% Apr yearly which is better than most banks.

 

[Bango]

The benefit of investment is that your money earns profit for you without the need of stressing yourself. He can find reliable investment options that are safe and still pay more than 20% Apr yearly which is better than most banks.

Yes, this is what many capitalists do. Of course, working with money brings a lot of profit, but you may fail and it has its own risks, that's why many people prefer to invest and receive their profits monthly.

 

[Riberet19]

Yes we are here to just give our personal opinions and it could be wrong and it could be right but I also agree with you and prefer not to put all my eggs in one basket. 12000 dollars is a lot of money and can be invested in several places

Yes, exactly, on the other hand talking about investment I think $ 12,000 is a good amount to invest, you should be cautious about investing and diversifying well, I think the most important thing in investments is not to decapitalize along the way.

 

[gammarays]

Yes, this is what many capitalists do. Of course, working with money brings a lot of profit, but you may fail and it has its own risks, that's why many people prefer to invest and receive their profits monthly.

If I have enough money, I'll channel a larger part of it to investments that'll yield passive income. Trying to earn money everyday is really stressful and might cause emotional breakdown so it's best to have something that pays Everytime.

 

[Bango]

If I have enough money, I'll channel a larger part of it to investments that'll yield passive income. Trying to earn money everyday is really stressful and might cause emotional breakdown so it's best to have something that pays Everytime.

Yes, a safe and low-risk income is necessary in the current situation and in 2023. Life is stressful right now and working with money and capital is not easy in this bad economy. It is better to have a secure income first and then think about working with money

 

[Ben Kempton]

I kinda explored that option during the inception of one major Altcoin sometimes last year or probably the previous year before the last. Right now, the coin is worth nothing. I wish I could remember the name. Doing this is not the main problem. The market could just swallow up your coin and it will always seem like a very bad investment

The main problem with such kind of coins is that they are centralised and owned by a certain kind of organisation or business project that could crash at any time. This is what has happened to the Terra Luna in the recent times.

 

[gammarays]

Yes, a safe and low-risk income is necessary in the current situation and in 2023. Life is stressful right now and working with money and capital is not easy in this bad economy. It is better to have a secure income first and then think about working with money

Yes you're right. The stress in the world is too much coupled with that of business. Anyone who has a passive income source now is privileged. Even businesses are not reliable to some extent. We just hope for that someday.

 

[Paras.sun]

In my country $12k is very big amount to invest anywhere so I would like to give you a advise to invest this amount in real state it is very profitable business now a days and you will get huge profit in future because the prices are rising and and it is less risky investment as compare to to other businesses....
You can also invest in forex for short term if you have some experience....

 

[rush08]

It depends on the type of business and investment you are looking for. It could be online business and investment or the regular conventional offline business. That sum of money is good to begin a good conventional offline business and investment.....

 

[Edcosmas]

The main problem with such kind of coins is that they are centralised and owned by a certain kind of organisation or business project that could crash at any time. This is what has happened to the Terra Luna in the recent times.

Yeah. It is Luna that I was trying to remember. Luna was so promising and was everywhere back then. I put in a couple huge amount of money into it. The way it crashed was just so unexplainable. I lost a huge though. Something like that has been making me feel crazy about some of these Altcoins.

 

[Riberet19]

Yeah. It is Luna that I was trying to remember. Luna was so promising and was everywhere back then. I put in a couple huge amount of money into it. The way it crashed was just so unexplainable. I lost a huge though. Something like that has been making me feel crazy about some of these Altcoins.

well the ecosystem of Luna was poorly designed from the beginning, it only took an event that caused such a fall for it to happen, and surely someone took care of it, while it seems that its CEO today is in Singapore on the run from the authorities and without more news from him.

 

[Filip123]

Hello guys.
I have about $12k to invest.
What do you think is the smartest choice for investing?
Crypto, stocks, or something else?
Every opinion will be appreciated.

Thank you.

Hi there,
well that's a lot of money to invest all at once and you have to be careful. There is
a huge jungle in investment area. Personally, I lost some money in the crypto space
and it's definitely hard to reccommend that. Lately, I managed to make some money
on Amazon. However, I don't want to write about it here in order not to break the forum
rules. If you are interested to find more about Amazon thing, DM me.

 

[BusyCat]

There is no safety when it comes to investing online. You are already risking money when you are investing even in one of the safest and legit platforms online , because of the risk full nature involved in those high risk sites. There are handful of legit investment sites , you can always look for them in this forum or elsewhere. Trading is a good choice to invest because money management is under your control and you are only responsible for your profit or loss. Trusting a third party website or other investment platforms always involves higher risks.

 

[Edcosmas]

well the ecosystem of Luna was poorly designed from the beginning, it only took an event that caused such a fall for it to happen, and surely someone took care of it, while it seems that its CEO today is in Singapore on the run from the authorities and without more news from him.

I never got time to get into the full story about the owner. But it was just so surprising that the coin would make wave for couple of months and just disappear like that. It was just so crazy because some of my friends also put in their money, which I encouraged them to do so. I hear that some people are trying to revamp the coin. Is it possible?

 

[Riberet19]

I never got time to get into the full story about the owner. But it was just so surprising that the coin would make wave for couple of months and just disappear like that. It was just so crazy because some of my friends also put in their money, which I encouraged them to do so. I hear that some people are trying to revamp the coin. Is it possible?

If you had had that information I assure you that you would have thought differently about it, it was a person who played millions of dollars on twitter making absurd bets on the future price of his cryptocurrency or things like that, really a person who is CEO of a project can not be so egocentric and do this kind of thing.

 

[Sammydan]

Crypto, stock and the related are very risky investment. Every investment has its own risk. But I will advice you not to invest the whole money on a single investment. You can invest part of it crypto and use part of it to build a tool website. A tool website is a website that people use to perform some task like keyword research. In tool website, you don't need to write any articles. With $1000, you'll be able build a tool website that will be monetized in short time.

 

[Edcosmas]

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