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[Hades]

Hi community, in case you are short on funds follow these steps to get yourself back on track on your next paycheck.

1. Create a budget and stick to it
2. Save a portion of each paycheck
3. Reduce unnecessary expenses
4. Shop around for the best deals
5. Use coupons and discount codes
6. Cut back on dining out and expensive coffee
7. Take advantage of free or low-cost entertainment options
8. Negotiate bills and services for lower rates
9. Avoid impulse buying
10. Invest in long-term savings and retirement plans.

Do you have more tips on saving money?

 

[Player1]

One thing about saving money is that if you do not have discipline you can never be able to save anything reasonable. No matter how many Saving methods you have. Make self discipline a major goal while Saving before adding any other methods.

 

[Sammydan]

Proper budgeting would help you to have an extra money for savings but if you spend randomly and you do not have a proper budget on what spend on what, you are going to end up not having any savings. It is essential to have a separate account where you would be saving certain amount of money because of unforeseen occurrences.

Budget is the most important thing in saving money. If you don't have a budget, then it'll be hard to save money. And there are some who create budget but don't stick to it. They are only waisting their money because when you don't stick to your budget, you'll end up spend money on unnecessary things.

 

[Prissygirl]

View attachment 227719

Hi community, in case you are short on funds follow these steps to get yourself back on track on your next paycheck.

1. Create a budget and stick to it
2. Save a portion of each paycheck
3. Reduce unnecessary expenses
4. Shop around for the best deals
5. Use coupons and discount codes
6. Cut back on dining out and expensive coffee
7. Take advantage of free or low-cost entertainment options
8. Negotiate bills and services for lower rates
9. Avoid impulse buying
10. Invest in long-term savings and retirement plans.

Do you have more tips on saving money?

Fantastic tips! Above all cultivate the habit of savings. Let savings be your life style and learn how to stick to your budget. Don't live above your means and avoid impulse buying.

 

[Sammydan]

I will still prefer investing to saving. This is because these days, the value of currencies due to many instances are getting low which has made saving so discouraging. I am only saving money for investment not really depending on it to be rich.

Investing is good and I'm most cases preferable to saving, but it's not all money that can be invested. With saving, you can access your money at any time. But with investment, you may not be able to use money in the case of emergency sometime.

 

[Sammydan]

I will still prefer investing to saving. This is because these days, the value of currencies due to many instances are getting low which has made saving so discouraging. I am only saving money for investment not really depending on it to be rich.

Investing is good and I'm most cases preferable to saving, but it's not all money that can be invested. With saving, you can access your money at any time. But with investment, you may not be able to use money in the case of emergency sometime.

 

[btaliat]

Investing is good and I'm most cases preferable to saving, but it's not all money that can be invested. With saving, you can access your money at any time. But with investment, you may not be able to use money in the case of emergency sometime.

When you save, most times, it is because of investment. Though I understand they there are sometimes when we need to focus on saving and not investing. That may be because we don't really have more money with us

 

[enehemie]

I havz not been earning enough money yet to start Saving but I have a small Idea on how I Wang to sava it Once I do. Investing is definitely one of the best way to save money but it need to be fine carefully so that it doesnt go to waste. Also some money need to be spared and be avoilable all Time.

 

[btaliat]

There are many investment plans that we can involve in to make sure we are secured. Every worker should always plan on what to fall back on whenever he's about to retire from active work. This will make saving easier.

 

[Gullyboy]

Not everyone can be good at saving money and it depends on our mental makeup and attitude and even how we are raised so I learned many things from my parents and that are still helping me save money and that is we should spend as per our salary and shouldn't spend to please or impress anyone

 

[AndreD]

The best way I believe is by creating a budget. Because if we like at want we earn monthly, we will see that it won't be enough to pay for our bills especially for those of us that earn little. But still we nee to have savings and to do this, we need to make a list of how we will spend our earnings and save the rest for the month.

 

[Omotayo]

It's always good to be saving money because of emergency, when you save money you will always get the money especially when you need it for emergency purposes, the ways you can save money is to have a budget and stick to it and always spend wisely.

 

[Japhnet]

My top 10 tips for saving money:
1. Create a budget and stick to it.
2. Automate your savings.
3. Track your spending.
4. Pay yourself first.
5. Cut out unnecessary expenses.
6. Shop around for better deals.
7. Negotiate your bills.
8. Use coupons and discounts.
9. Buy in bulk.
10. Get creative and find ways to save on the things you love.

 

[btaliat]

There is need to compare and contrast before we settle for the lowest price whenever we want to buy goods. This can go a long way in saving some cost for us. We dont need to be buying from the first customer.

 

[Mosesuwa]

I'm not sure I agree that saving money is the best option. With inflation on the rise, the value of our money is decreasing. I think investing in assets that have a high potential for growth, such as real estate, stocks or cryptocurrencies, is a better strategy.

 

[btaliat]

There should be a way of spending according to our pocket. Most of the time, there should be a way of making sure that we focus more on our needs rather focusing on our wants. This will ensure that we get much to save

 

[btaliat]

There are many people that spend money unnecessarily. We don't need to spend outside what we budget for. Though there should be miscellaneous account but it should not be greater than our main saving account.

 

[BlackGurl]

It's good to invest but if you are not yet conversant with where to invest your money or how it works then I advise you to stick with savings untill you are well learned in the field of investment to avoid loosing your hard earned money to a risky investment.

 

[Mosesuwa]

Saving is one important thing we all should not forget to engage in.
Even as a business person you need diversify your monthly revenues into different thing in which saving and investing is one of them cause nobody can predict tomorrow.

 

[Andorlings Gabriel]

The financial activity of saving money is absolutely important in the life of every individual's. The reason is because when we save money we are proving to ourselves that we are getting ready for the future which in most cases and situation is filled with so much unforeseen circumstances and influences which atoms will need money to financially resolve. One of the ways that I save money subconsciously is by making use of cash back apps when trying to pay bills or buy food stuff. In this way I am able to save money by spending money. How incredible is that!

 

[Kunlee1]

Great list you have there, to save money you have to reduce your cost and make sure you don't just buy things unnecessarily but when necessary. One of the easy ways to lose your money is through buying things that are not useful for you.