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EMI accounts provide more than just fundamental banking services. Along with traditional functionalities, they offer access to convenient options such as payment gateways and virtual credit cards. Payment gateways facilitate the acceptance of online payments from customers, broadening the reach and ensuring seamless transactions for businesses. Meanwhile, virtual credit cards give users the freedom to shop online without the inconvenience of carrying a physical card. These supplementary services render EMI accounts a valuable selection for individuals and businesses alike.