There is a lot of uncertainty when it comes to binance now, and for me personally, i do not have the same level of confidence that i once had in this cryptocurrency exchange because of all the negative news and warnings that are being issued by so many countries against these people. However, it seems that binance is still trying to develop further and retain their customers by offering new services, and the latest is a fixed cryptocurrency investment program. This program is being hosted in conjunction with the VISA and Mastercard companies, bringing a certain element of confidence to the program. what do you think about this initiative?