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[Blaka]

Digital wallets are versatile and intended for both internet-based and physical purchases. For internet transactions, users frequently have the option to finalize their purchases by choosing the digital wallet as a payment option at the time of checkout. In physical retail locations, numerous digital wallets provide support for contactless payments, enabling users to effortlessly tap their smartphones or devices at the sales counter. This adaptability renders digital wallets an easy and smooth solution for a diverse array of transactions, regardless of whether they occur online or in conventional brick-and-mortar establishments.

 

[IB DD]

Some digital wallets also allow for scanning of a QR code at a physical store to complete the online transactions. The store has a customized QR code that links straight to their own digital wallet which when scanned sends funds directly to their own digital wallets.

 

[Dean1]

Device authentication is a way to complete transactions that some digital wallet providers offer. To ensure that the smartphone or tablet used for the transaction is registered and permitted to access the user's digital wallet account, this entails confirming.

 

[kayode10]

Users often finalize internet transactions using digital wallets through two-factor authentication (2FA). This adds an extra layer of security by requiring a second form of verification, such as a one-time code sent to their mobile device or biometric authentication (fingerprint or facial recognition), ensuring that the transaction is authorized and enhancing protection against fraud.

 

[Wisdom01]

I think One common option for finalizing internet transactions with digital wallets is to use an in-app payment button on the merchant's website or app. This button would initiate the payment process through the user's digital wallet, where they would confirm the purchase and authorize the transaction using their payment information stored in the wallet.

 

[Ronny7]

Additionally, users have the option to complete transactions by entering a PIN or mobile passcode linked to their digital wallet. It is simple and quick to authenticate the transaction using this method.