There are many businesses that suffered greatly because of the global pandemic and the fact that they had to close their doors during this period as well. Many people and countries actually went into a lockdown phase where no one was allowed to leave the house and therefore businesses were greatly impacted. Do you think the pandemic actually affected physical business is much more than could have been anticipated because they still had to pay for items such as rent on a property which they were no longer using? How do you think this could have been managed?