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PRIVACY.COM Reviews: SCAM or LEGIT?

B

Banglashi

Guest
What is PRIVACY.COM?
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PRIVACY.COM is a company that creates virtual cards for you and it makes full a checkout secure form to mask your credit card information from the merchant. For now at time of this writing, it's only available to U.S.A. residents. Is is backed by a real physical company called Pay with Privacy, Inc. It's available as well as extensions for Firefox and Chrome.

Company Behind
The company behind is Pay with Privacy, Inc. which has a physical location in 154 Grand St, New York, NY 10013-3141. You can't find this address in their website but a quick search on google reveals that before this company was a member or BBB.org - Better Business Bureau accredited which was removed due to 11 solid filed complaints since 2017 and are still not unresolved or unanswered, 1 got resolved but there's no details or got deleted from BBB's database. So be careful when dealing with such companies. In my humble opinion, financial companies should be open and transparent specially with their physical address just in case people want to contact them physically.

Types of Membership:
Free membership or known as personal account which allows you to create 12 virtual cards per month. They are secure and it is guaranteed single use only. Pro membership can create 36 virtual cards per month, with one percent cash back on all your purchases, this is only based on U.S.$4,500 spends on each month costing you U.S.$10/month. Teams membership can create 60 virtual cards per month and is multi-user support cost about U.S.$25/month.

Technical Specifications
They got their domain name registered in NameCheap, hosted aws.amazon.com and is using domain anonymity services from WhoisGuard, Inc.

What Is Their Process Behind Their System?
Their teams are made up of people that are also part of top e-commerce and security companies such as American Express, Expensify, Palantir to name a few. They claimed they are also using and benefiting from the same tough and confidential bank security standards and nothing less.

PROS and CONS

PROS:

- You are not giving away your exact credit card details

- Has free membership

CONS:

- Only works in the U.S.A.

- There are companies that sell virtual cards that can be used in almost all countries.
 

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