What is iPayTotal.com?
iPayTotal.com is a merchant account provider that caters to both standard risk and high-risk merchant sectors. For your information, high-risk merchant sectors are the following, namely: adult entertainment, FOREX, multi-level marketing, online gambling, online pharmacy, and debt consolidation. So if you're online business falls under those above-mentioned business categories, then you need this merchant account provider.
Company Behind
The company managing this merchant account provider is iPayTotal Ltd., located physically at 17 Hanover Square, Mayfair, London W1S 1BN United Kingdom office, aside from having a physical presence at the United States of America and you can also chat with them through skype.
Services
Not only do they cater to high-risk businesses but also is available to low-risk industries such as low risk processing, online apparel, office supplies, health & beauty, pet supplies and moving companies, so if your company or services falls under those above-mentioned categories you can also avail of this company's services.
If you can offer also ACH (Automated Clearing House) Banking solutions such as ACH processing, echeck solutions, IBAN accounts, and offshore bank account.
They also offer services they call as Custom Solutions, which includes: bitcoin merchant account, crypto-acquiring, offshore company registration, 3d secure processing, and Mobile POS (Point Of Sale).
Technical Specifications
They got their domain name registered in May 2018 from NameCheap, Inc., using WhoisGuard Protected for the company is based in EU and is GDPR (General Data Protection Regulation) protected and using their own dedicated server hosted or collocated at NameCheap, Inc. U.S.A. (United States of America) due to their reverse IP (Internet Protocol) address lookup. GDPR is still activated since the owner of the business is EU located though their server is collocated in the United States of America.
Features
When your account is approved for a merchant account with them you will get an IBAN (International Bank Account Number) which enables you to have a worldwide bank account in which you can do deposit and withdrawal transactions; you can do crypto-processing meaning your merchant account can accept crypto-currencies around the world, offshore company incorporation will assist you to have physical presence in 83 (eighty-three) countries worldwide thus enabling you to do business with that specific country, your merchant account will do the charging for you without the need for travel, offshore bank accounts enables you to transact financially without you being there physically you can receive payments if your client requests bank payments or bank transfer you are there wherever your client is, prepaid cards are also there to assist you if client requests payouts or payments, integrated payment gateway is always connected to your account 24/7 and enables you to be protected from chargebacks with built-in fraud protection. You can chat with their merchant account provider expert if your issue is something they can handle.
Making Money
It seems like the company categories above-mentioned that are likely to be accepted here are high risks companies as well. But for example, if you are willing to go to the adult entertainment business and want to make sure you are protected from scammers out there and fraudster, then this is the merchant account for you that makes sure you get your profit from customers. If you are an individual or company online that is selling goods to B2B (Business to Business) or have an ongoing relationship with physical brick-and-mortar offline and online business, then you can make money by upselling or cross-selling merchant accounts with business clients that you have. It might come in handy for me, so I applied to become a reseller partner as an individual after submission of the form, but one thing it's funny for me, I noticed this huge company is depending on jotform for their online forms which is opensource form. Can't they afford to have a programmer customize a form for them? Can't they afford it?
PROS and CONS:
PROS:
- You can apply as a reseller partner, trying makes you know it and makes you money when you refer high-risk business
- This company might come in handy, and you may act as a middle man just giving out a referral link.
- Their services deals more likely on risks which you can refer to HYIP (High Yield Investment Program), Cloud Mining, etc. that comes to mind since it also can be found on this forum
CONS:
- They're using opensource platform for their online forms.
iPayTotal.com is a merchant account provider that caters to both standard risk and high-risk merchant sectors. For your information, high-risk merchant sectors are the following, namely: adult entertainment, FOREX, multi-level marketing, online gambling, online pharmacy, and debt consolidation. So if you're online business falls under those above-mentioned business categories, then you need this merchant account provider.
Company Behind
The company managing this merchant account provider is iPayTotal Ltd., located physically at 17 Hanover Square, Mayfair, London W1S 1BN United Kingdom office, aside from having a physical presence at the United States of America and you can also chat with them through skype.
Services
Not only do they cater to high-risk businesses but also is available to low-risk industries such as low risk processing, online apparel, office supplies, health & beauty, pet supplies and moving companies, so if your company or services falls under those above-mentioned categories you can also avail of this company's services.
If you can offer also ACH (Automated Clearing House) Banking solutions such as ACH processing, echeck solutions, IBAN accounts, and offshore bank account.
They also offer services they call as Custom Solutions, which includes: bitcoin merchant account, crypto-acquiring, offshore company registration, 3d secure processing, and Mobile POS (Point Of Sale).
Technical Specifications
They got their domain name registered in May 2018 from NameCheap, Inc., using WhoisGuard Protected for the company is based in EU and is GDPR (General Data Protection Regulation) protected and using their own dedicated server hosted or collocated at NameCheap, Inc. U.S.A. (United States of America) due to their reverse IP (Internet Protocol) address lookup. GDPR is still activated since the owner of the business is EU located though their server is collocated in the United States of America.
Features
When your account is approved for a merchant account with them you will get an IBAN (International Bank Account Number) which enables you to have a worldwide bank account in which you can do deposit and withdrawal transactions; you can do crypto-processing meaning your merchant account can accept crypto-currencies around the world, offshore company incorporation will assist you to have physical presence in 83 (eighty-three) countries worldwide thus enabling you to do business with that specific country, your merchant account will do the charging for you without the need for travel, offshore bank accounts enables you to transact financially without you being there physically you can receive payments if your client requests bank payments or bank transfer you are there wherever your client is, prepaid cards are also there to assist you if client requests payouts or payments, integrated payment gateway is always connected to your account 24/7 and enables you to be protected from chargebacks with built-in fraud protection. You can chat with their merchant account provider expert if your issue is something they can handle.
Making Money
It seems like the company categories above-mentioned that are likely to be accepted here are high risks companies as well. But for example, if you are willing to go to the adult entertainment business and want to make sure you are protected from scammers out there and fraudster, then this is the merchant account for you that makes sure you get your profit from customers. If you are an individual or company online that is selling goods to B2B (Business to Business) or have an ongoing relationship with physical brick-and-mortar offline and online business, then you can make money by upselling or cross-selling merchant accounts with business clients that you have. It might come in handy for me, so I applied to become a reseller partner as an individual after submission of the form, but one thing it's funny for me, I noticed this huge company is depending on jotform for their online forms which is opensource form. Can't they afford to have a programmer customize a form for them? Can't they afford it?
PROS and CONS:
PROS:
- You can apply as a reseller partner, trying makes you know it and makes you money when you refer high-risk business
- This company might come in handy, and you may act as a middle man just giving out a referral link.
- Their services deals more likely on risks which you can refer to HYIP (High Yield Investment Program), Cloud Mining, etc. that comes to mind since it also can be found on this forum
CONS:
- They're using opensource platform for their online forms.
