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[Kelly]

I am with Whitney Hancock bank.Whitney and Hancock bank merged.I have the bank app on my iPhone and iPad.I just take a picture of the front and back of check to make mobile deposit.If the check is good the money goes into my personal checking account.

 

[workathomefan]

I just deposited 2 checks on Sunday night without going to the bank.One check was from my mother for babysitting her dog while she was out of town and the other check was my room mate check.I deposited both checks with the mobile method.

 

[SCAMEXPOSER]

This is an easy and convenient way of making transactions but this is not happening in my location yet but I hope we experience such improvement soonest

 

[Rayone]

We do not have this facility in my country so I have to go to bank and deposit it either at the counter or drop it in the drop-box. I wish we had another facility to deposit a cheque in the bank like in ATM or like some of the banks are authorizing certain stores in major cities.

 

[Keibah]

We also do not have that option in my country. Although you can use the atm to deposit but not a mobile app. I wish we had an option like that. It would save some time and energy.

 

[workathomefan]

I think that is a very good reason not to deposit checks with your phone or ipad if you live outside of the United States and it is not available in your country.

 

[Gullyboy]

I hate going to banks and it still wastes a lot of time as well. But I don't know how can we deposit checks by Mobile, So I need to sometimes go to the bank for checks but I prefer to get paid online so don't face this issue much.

 

[SCAMEXPOSER]

This is system of depositing checks via mobile is mostly possible in already developed countries like United States where the bank facilities to authorize the transactions

 

[jparag777]

Well, the bans in my country don't have the facility to deposit checks through mobiles but I would love to have such a service available in the future. Going to the bank for anything is a big hassle. However, is till have to go to the Bank in order to deposit any check that I receive.

 

[jessie271]

Online banking saves a lot of your time. I also do online banking rather than go to the bank for my deposit and withdrawal transactions.

 

[hsukK]

I have the App to use this service but twice when I tried it didn't work. Something along the lines of image not being clear enough to recognize the figures prevented me from doing so. Though I haven't yet managed to deposit via this method it is definitely a convenient option. Rather than having to send by mail or go to the bank deposits can be done by phone.

 

[aanunoy03]

I don't think we so transformed or evolved banking sector! I have to go to bank in order deposit cash! If I have cheques, I still need to go to the banks within 3 months of issue! Otherwise, the cheques have no value!

 

[kattech]

Mobile cheque deposit feature isn't available for my banker. And truth is I haven't seen any bank in my country advertising that product which means that they are far from launching it. I can deposit and also withdraw directly from and to my mobile money wallet or even transfer to another mobile user. But the condition is that my mobile must be registered for easy tracking. For cheques, no.

 

[anilmr]

I have always been old-fashioned when it comes to making any bank transactions. I have never been tech-savvy when it comes to banking and have not used net banking so far. I prefer to do the transaction mostly by checks by actually going to the bank branch.

 

[Keibah]

I got to the bank. Checks are like stress and sometimes go out of style. However, we do not have options of using mobiles yet in my country. Often, deposits are only through the bank. This is why I hate making deposits. The queues are usually long and unnecessary.

 

[guest]

Some features of Online Banking such as the mobile method of paying in cheques can be time consuming fro my experience. I have Barclays Mobile Banking Application to use the service although twice when I tried, it didn't work. Something along the lines of image not being clear enough to identify and I'm always getting a error message of "Failed to Scan Image"

The old fashion way works best for me by visiting the bank to make a deposit. Queuing doesn't seem to be an issue as there are self service machines. It's easy for the machine to recognise the cheque payment and I've never experienced any issues from doing it this way

 

[overcast]

I think the days of using check and pretty much behind me. I mostly prefer the online wallets and the banking through netbanking feature. I try to pay online as much as possible. And it can be pretty good to get paid through this feature as well. I guess on that note It'd be pretty interesting to make use of the banks online feature if you want transfer money.

 

[SCAMEXPOSER]

Use your mobile banking app and smart-phone camera to snap a
picture of the front and back of a paper check, then electronically
and securely deposit it into your account. You save time and
hassles by not traveling to a bank branch and not waiting in a
teller line.

Yes some banks accept this method of e-cheque deposit, once they receive it they follow up with phone calls to authenticate it from you. This is helpful especially in this pandemic.

 

[Balint098]

Just wish you could make Mobile App deposit in my country

Where do you live? I belive some wallet providers do offer such service, like Paypal or Payeer. In the end, it all depends on where you live though.

 

[Reznov]

in most of the cases, i personally do it by going to the bank, that's a huge amount of money and softwares can have bugs, so i wouldn't take the risk