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[BMF]

If you ever thought what are the BEST ALTERNATIVES to PayPal when you use a credit card see below screenshots with fees for each online payment processor.

PayPal Fees

Stripe Fees

Payoneer Fees

Transferwise Fees

Google Wallet Fees

Skrill Fees

Payza Fees

2checkout Fees

Authorize.Net Fees

Which payment processor do you use and what is your experience with them so far?

 

[btaliat]

I think the conversion rate for both PayPal and payoneer is almost the same, if you are converting to Naira but certainly the minimum withdrawal from payoneer to Naira is $50 which is to high as compared to PayPal which doesn't have..

I haven't used PayPal because it doesn't have full feature in Nigeria. But the rate of conversion of payoneer to Naira is just too discouraging. Can you imagine having $180 for paltry sun of ₦69000, whereas I can get the same sun of dollar for ₦103000 on binance if I sell it there. That's why I opened a thread to know where I can use my payoneer fund to buy crypto or even sell it instead of sending it to Naira.

 

[SCAMEXPOSER]

I haven't used PayPal because it doesn't have full feature in Nigeria. But the rate of conversion of payoneer to Naira is just too discouraging. Can you imagine having $180 for paltry sun of ₦69000, whereas I can get the same sun of dollar for ₦103000 on binance if I sell it there. That's why I opened a thread to know where I can use my payoneer fund to buy crypto or even sell it instead of sending it to Naira.

Most exchangers in Nigeria prefer cryptocurrencies than e-ccurrencies so having funds in Ecurrences is not a good one because the exchange rate is usually lower. It is pretty easier to sell your PayPal fund for cryptocurrencies unlike payoneer funds that is kinda difficult.

 

[btaliat]

Most exchangers in Nigeria prefer cryptocurrencies than e-ccurrencies so having funds in Ecurrences is not a good one because the exchange rate is usually lower. It is pretty easier to sell your PayPal fund for cryptocurrencies unlike payoneer funds that is kinda difficult.

Where will you sell your PayPal fund to crypto? I am very sure that crypto feature on PayPal in Nigeria. I think it is only in the USA that this feature is available. And it seems Binance as well has stopped listing PayPal as means of buying crypto. Do you still have other options than the two that I mentioned.?

 

[SCAMEXPOSER]

Where will you sell your PayPal fund to crypto? I am very sure that crypto feature on PayPal in Nigeria. I think it is only in the USA that this feature is available. And it seems Binance as well has stopped listing PayPal as means of buying crypto. Do you still have other options than the two that I mentioned.?

Obviously Nigerians can't use PayPal for transactions officially, so I wasn't referring to Nigerians buying cryptocurrency using PayPal but countries where the payment system is fully allow can use the interface to buy cryptocurrency directly especially the UK users and US users.

 

[Shigobad2020]

I have been using PayPal so far. However at a certain point I was also using Skrill and I still have my account over there. Unfortunately I do live in the US and I always have to transfer money to my credit card when withdrawing from Paypal. This is so discouraging as I have to pay a fee of $5 each time. I do not really withdraw money from PayPal now. I am saving it there and use it mostly for online purchase.

I have used paypal few times in the year 2018 and i decided to put a stop to it last year since we have a new alternative way to paypal and PayPal has banned so countries from receiving money but now we can use payoneer and payeer as an alternative to paypal.

 

[TAH123]

First of all, Paypal is not available in my country. So, I never used Paypal. But I have heard they have a large fees. I used to use Payoneer or skrill or payeer. You can use all of them. I am recommending Payoneer and skrill because of their service and low fees. And I am suggesting Payeer as they have options of crypto currencies lile Btc, Ltc, tether etc.

 

[SCAMEXPOSER]

Undoubtedly since the use of cryptocurrencies become more popular and sites added them as payment option on, the number of sign up on PayPal even through VPN and other proxy means as reduced drastically . Cryptocurrency payment options has been a great relief.

 

[Yugocean]

Musk made PayPal is not going to avoid it's future. PayPal is able to win the competition that involved it's competitors, and now PayPal itself is involved into cryprocurrency, this is to save itself from becoming a dinosaur. Now only those people are using PayPal, who don't have other choice, and slowly cryptocurrency is taking over it.

 

[Balint098]

Crypto is the best, especially if you're using one of the stable coins. The transfer fee is within cents range, no middleman, good security, and quick transfer speed. Crypto is also resistant to censorship, unlike many other payment services that must oblige to the laws of the countries they are operating under.

 

[Lobardi]

Pasysera is one of the giant payment methods but it is currently available in the Germany only as GmbH solutions service provider

The fact is that most of the payment methods have not enjoyed. A similar success in the field of payments as the Payoneer has taken the growth over and has allowed more money into the markets to be honest in my opinion .

 

[Yugocean]

Stripe has become an online payment giant, so it had to accept Bitcoin and other cryptos while competing with PayPal. So now it has launched a widget for the same. I was not using Stripe till now, but now that I may use it, I will check.

 

[Horia_10]

This will really help people in accepting crypto and if they can become available in all over the world then they will definitely have a bigger user base making them more sales indeed and hence more revenue from the users that opt to use them actually indeed .

 

[Yugocean]

This will really help people in accepting crypto and if they can become available in all over the world then they will definitely have a bigger user base making them more sales indeed and hence more revenue from the users that opt to use them actually indeed .

This is not to help people, this is to help themselves, PayPal was able to enter because divided house on the issue of Bitcoin and other cryptos. And this also made other platforms to get involved for their business.

 

[Yugocean]

With PayPal introducing PYUSD, I'll say USTD is a good alternative (using the word best do not count).
USDC is also a good option, it works with Circle Pay. PayPal maybe trying to compete with Circle, but the latter is less popular