Paypal is known worldwide so it has a good reputation. I'm new to Paypal but so far I like their services and the good thing about it they accept a virtual debit card. They will only block your account if they find some illegal activities, so be very careful when using it.
I like PayPal because it's paying in almost all countries and even smaller amounts as well but I don't like the way they charge a very hefty fee from us even at bigger payments. They should deduct lesser fee on bigger payments.
Oh, okay maybe I'm not fully aware of other's situation in Paypal. Does your friend have tried to contact Paypal and reason out about the proxy thing? She might be able to recover her account for giving a reasonable explanation. Paypal tried to call me a week ago because I had concerns about them, unfortunately, I was not able to answer the call because I was already sleeping so it means that they're entertaining your concerns and they will try to resolve it. Try to email them and they might call to clarify things.I wouldn't be so sure. A friend of mine had her account blocked yesterday for no reason - yes, the only thing she did on that account is that she received 8$, literally those were her only transactions. The first and only thing that came to my mind is that she used a proxy, because her network obliges her to to do that for the internet to work, but it's still annoying to have to provide sensitive documents just like that.
You can also check some issues with people on the internet (try googling "paypal limited for no reason"), it seems the situation isn't as bright as it looks from the ordinary buyer/online earner perspective. Even Mr B had some issues with them and couldn't pay BMF members in the 2nd half of December because of that.
So I notice you never seem to tell us why you got chargebacks. I've used PayPal for 12 years with no problems whatsoever. I've bought and sold many things through eBay and never had a chargeback occur. Since PayPal doesn't just randomly lock accounts, it sounds like it is something YOU did to cause it. Tough luck.Stay aways from this payment processor, after I got couple chargebacks on eBay they blocked/ frozen my account, I cannot open my Paypal account, money are blocked, my small business is ruined. And they ignore my messages. Fuc* you PayPal!
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